Team Lead, Retail Portfolio Management at Union Bank of Nigeria Plc

Union Bank of Nigeria Plc, established in 1917, is a full-service commercial bank that caters to the retail and commercial needs of individuals, small and medium sized companies, and major corporations.

We are recruiting to fill the positions below:

Job Title: Team Lead, Retail Portfolio Management
Location: Lagos

Details

• Lead the development, maintenance and adjustment of credit policies and fraud prevention activities and ensure loss plan targets are met.
• Drive the development of high performance retail credit risk analysts.
• Ensure operational execution of the credit policies and fraud prevention activities through efficient liaison with IT and the Retail Loan Factory.
• Support the development of collection strategies (through analytics – but not manage the execution)
• Ensure that risk strategy is constantly aligned with business plan
• Support Retail & SME product managers and business in the development of credit products as well as monitoring of loan volume and approval rates.
• Champion the Retail Credit Committee meetings coordinate activities of the committee secretariat.
• Define & track credit product Pre-NPL and NPL triggers to moderate portfolio risk.
• Maintain working interaction with the Decision Science (Modelling) manager for benchmark score determination, portfolio analytics and scorecard improvement.
• Ensure enhanced underwriting standards at the Retail Loan Factory by monitoring post-disbursement and adherence to product terms & conditions (including regulatory) of retail/SME loans.
• Ensure frequent Training and acculturation of product and enhanced underwriting standards at the loan factory.

Application Closing Date
Not Specified.

Method of Application
Interested and qualified candidates should:
Click here to apply online